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Neokred
Anti-Money Laundering

Neokred

Neokred is a modular digital infrastructure platform that helps businesses build seamless user journeys. We offer a suite of products across profiling, payments, privacy, rewards, insurance and beyond. Our API-first products power complex backend tech, so businesses can focus on delivering frictionless experiences at scale.
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  • Founded

    2019

  • Team size

    50 + employees

  • Key products

    ProfileX (Real-time identity, behavioral, and intent profiling for automated onboarding, fraud detection, and risk-scoring), Collectbot (Unified pay-in/pay-out & Virtual Account Number (VAN) management across UPI, NEFT, RTGS, and IMPS), Blutic (Privacy, consent, and cookie compliance platform aligned with India’s DPDP Act), Uniq (POS and Soundbox terminal hardware powered by TMS and MQTT-based infrastructure for merchant transactions), Perkle (Curated customer loyalty, voucher management, and emotional reward experiences)

  • AI / ML capability

    Intelligent Risk Scoring & Fraud Detection (Real-time behavioral and intent analytics for risk mitigation and smarter debt/collection recovery via ProfileX), Automated Identity Validation (High-throughput automated document and biometric checks with 190M+ validations executed), Scalable Backend Infrastructure (90+ decoupled microservices handling high-concurrency payment routing and automated reconciliation)

  • Delivery model

    API-first, modular digital infrastructure platform, Microservices-driven architecture (90+ microservices), integrated hardware devices (POS/Soundbox)

  • Segments served

    Fintechs & Neobanks, Non-Banking Financial Companies (NBFCs) & Digital Lenders, High-Volume Enterprise Platforms & E-commerce, Retailers & Merchant Networks (via POS/Soundbox devices)

  • Notable clients

    Axis Bank, AU Small Finance Bank, Equitas Small Finance Bank, Shivalik Small Finance Bank, Onmeta, 300+ onboarded enterprise clients

  • Key traction

    $55 Bn+ Total Transaction Value processed, 190 Mn+ ID Validations in the last 12 months, 19.4 Mn+ Virtual Accounts issued, 9.8 Mn+ Core transactions executed, 300+ Enterprise clients served

  • Key strengths

    Full-Stack Modular Ecosystem (End-to-end coverage across identity profiling, payment rails, rewards, DPDP compliance, and physical IoT hardware), Security & Regulatory Compliance (ISO 27001 / ISO 27701 certified and DPDP Act ready), Deep Tier-1 Banking Integrations (Direct access to major scheduled commercial banks and small finance banks), Recognized Market Presence (Forbes DGEMS, Great Place to Work Certified, and featured across top industry media)

  • Funding

    Funded